Naomi Foster
Naomi spent close to a decade as a registered nurse before moving into healthcare writing. Her time at the bedside is why her articles focus less on plan marketing and more on what a Medicare Advantage plan's benefits summary actually obligates it to cover once a patient needs care.
She writes and fact-checks every guide published on this site against CMS and Medicare.gov sources, and updates them when program figures or rules change. She is not a licensed insurance agent; for plan-specific enrollment advice, a State Health Insurance Assistance Program (SHIP) counselor or a licensed agent can help.
Details: What Naomi Covers Here
Naomi's beat on this site is the full arc of a Medicare Advantage decision: what a plan costs once you add the Part B premium and expected copays, how Advantage compares to Original Medicare plus a Medigap policy, what changes from year to year, and when you're actually allowed to enroll or switch.
Naomi's Articles on This Site
- Medicare Advantage Explained, a full walkthrough of how Part C works, what it costs, and how it compares to Original Medicare plus Medigap.
- Medicare Advantage Plans 2026, what's changing this year and how to compare plans before you enroll.
- Medicare Advantage vs Original Medicare, a side-by-side look at costs and tradeoffs.
- What Does Medicare Advantage Actually Cost in 2026?, a layer-by-layer breakdown of premiums, copays, and the out-of-pocket cap.
- Medicare Enrollment Periods Explained, every enrollment window and what triggers it.
Things to Know About Our Editorial Process
Every article Naomi publishes here goes through the same process: a claim is checked against a CMS or Medicare.gov source before it's written down, and the page is updated when that source changes. Read more on our editorial standards page.