Type a premium into one of our calculators and the number never leaves your browser tab. This page explains exactly what we do and do not collect, and where the small amount of tracking on this site actually comes from.
We don't want your figures. Every calculator here, cost estimates, out-of-pocket projections, enrollment countdowns, runs entirely client-side. Nothing you type into a field is sent to a server or stored anywhere once you close the page.
Each tool reads your inputs, runs the arithmetic in JavaScript, and displays the result. There is no submit button that posts your numbers anywhere, and no database on our end holding past sessions. If you refresh the page, your inputs reset because nothing was saved to begin with.
This site runs on Google AdSense, which may set cookies to serve ads that are more relevant to you. You can review and adjust ad personalization through Google's own account settings, or block cookies entirely in your browser preferences.
We use standard web analytics to see which guides and tools get used, so we know what to update first. This tells us aggregate traffic patterns, not who you are.
Some outbound links on this site are affiliate links. If you follow one and take an action on the other end, we may earn a commission. It costs you nothing extra, and it never changes which plan or provider we mention first.
You can clear cookies, block third-party trackers, or use a private browsing window at any time. None of it affects how the calculators work, since the math was never dependent on cookies in the first place.